{"id":330,"date":"2014-05-14T10:32:33","date_gmt":"2014-05-14T09:32:33","guid":{"rendered":"http:\/\/maximumvalue.ch\/new\/?page_id=330"},"modified":"2014-06-20T15:23:13","modified_gmt":"2014-06-20T14:23:13","slug":"insurance-assessment","status":"publish","type":"page","link":"https:\/\/www.maximumvalue.ch\/?page_id=330","title":{"rendered":"Etat des assurances"},"content":{"rendered":"<div class=\"flex_column av_two_third  flex_column_div first  avia-builder-el-0  el_before_av_one_third  avia-builder-el-first  \" ><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p><span style=\"color: #000000;\">Le secteur d&rsquo;activit\u00e9 des assurances est complexe, changeant et les assurances vastes. Du v\u00e9hicule priv\u00e9 ou professionnel aux animaux de compagnie, Maximum Value vous aide \u00e0 s\u00e9curiser les points forts pour votre situation personnelle ou votre entreprise et \u00e0 d\u00e9velopper de nouvelles opportunit\u00e9s.<\/span><\/p>\n<\/div><\/section><\/div>\n<div class=\"flex_column av_one_third  flex_column_div   avia-builder-el-2  el_after_av_two_third  el_before_av_icon_box  \" ><div  class='avia-image-container  av-styling-    avia-builder-el-3  avia-builder-el-no-sibling  avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img decoding=\"async\" width=\"180\" height=\"180\" class='wp-image-40 avia-img-lazy-loading-not-40 avia_image' src=\"http:\/\/maximumvalue.ch\/new\/wp-content\/uploads\/2014\/05\/stockvault-calculator-128634-180x180.jpg\" alt='' title='Calculator'   itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-calculator-128634-180x180.jpg 180w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-calculator-128634-80x80.jpg 80w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-calculator-128634-36x36.jpg 36w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-calculator-128634-120x120.jpg 120w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-calculator-128634-450x450.jpg 450w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<article  class=\"iconbox iconbox_left    avia-builder-el-4  el_after_av_one_third  el_before_av_toggle_container  \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue82a' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Faute grave<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p style=\"color: #000000;\">Si vous causez un sinistre en contrevenant aux r\u00e8gles de circulation par une n\u00e9gligence grave, l&rsquo;assurance peut vous r\u00e9clamer le remboursement des frais caus\u00e9s par le sinistre.\u2028Voici quelques exemples d\u2019infractions par n\u00e9gligence grave:<\/p>\n<ul>\n<li>rouler sur la ligne de s\u00e9curit\u00e9<\/li>\n<li>commettre un exc\u00e8s de vitesse<\/li>\n<li>griller un stop ou un feu rouge \u00e0 un carrefour<\/li>\n<li>rouler en \u00e9tat d&rsquo;\u00e9bri\u00e9t\u00e9.<\/li>\n<\/ul>\n<p style=\"color: #000000;\">Certaines compagnies proposent l&rsquo;option \u00ab protection en cas de faute grave \u00bb, qui est \u00e0 un prix abordable. Cependant, cette couverture ne fonctionne pas en cas de conduite en \u00e9tat d&rsquo;\u00e9bri\u00e9t\u00e9, sous l&rsquo;effet de la drogue, ou dans des cas de grands exc\u00e8s de vitesse. Certaines compagnies ne proposent pas de protection en cas de faute grave, mais estiment le degr\u00e9 de n\u00e9gligence du conducteur \u00e0 l&rsquo;origine de l&rsquo;accident. La d\u00e9cision des autorit\u00e9s de retirer ou non le permis constitue souvent le crit\u00e8re retenu par l\u2019assureur.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article>\n<div   class=\"togglecontainer    avia-builder-el-5  el_after_av_icon_box  avia-builder-el-last \" >\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-1\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-1\">Assurances de personnes<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-1\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurances sociales<\/li>\n<li>(Assurances de droit public)\u2028\u2028Assurance vieillesse et survivants (AVS)<\/li>\n<li>Assurance invalidit\u00e9 (AI)<\/li>\n<li>Prestations compl\u00e9mentaires (PC)\u2028\u2028Assurance accidents (LAA)<\/li>\n<li>Assurance perte de gain (APG)\u2028Pr\u00e9voyance professionnelle (LPP)\u2028\u2028Assurance maladie (LAMal)<\/li>\n<li>Assurance ch\u00f4mage (AC)<\/li>\n<li>Assurance militaire (AM)<\/li>\n<li>Assurances priv\u00e9es\u2028(Assurances de droit priv\u00e9)<\/li>\n<li>Assurance-vie<\/li>\n<li>Assurance en cas vie<\/li>\n<li>Assurance en cas de d\u00e9c\u00e8s\u2028Assurance pr\u00e9voyance individuelle li\u00e9e (pilier 3a)<\/li>\n<li>Assurance pr\u00e9voyance individuelle libre (pilier 3b)<\/li>\n<li>Assurance en cas d\u2019invalidit\u00e9\u2028Assurance de lib\u00e9ration du service des primes<\/li>\n<li>Assurance compl\u00e9mentaire en cas de maladie<\/li>\n<li>Assurance compl\u00e9mentaire en cas d\u2019accident<\/li>\n<li>Assurance de rentes viag\u00e8res<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-2\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-2\">Assurances de choses<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-2\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurance immobili\u00e8re<\/li>\n<li>Assurance contre l\u2019incendie<\/li>\n<li>Assurance contre le vol<\/li>\n<li>Assurance contre les d\u00e9g\u00e2ts des eaux\u2028Assurance contre les bris de glaces\u2028Assurance des frais de d\u00e9blaiement<\/li>\n<li>Assurance perte d\u2019exploitation<\/li>\n<li>Assurance des objets de valeur<\/li>\n<li>Assurance des dommages caus\u00e9s par<\/li>\n<li>les forces de la nature<\/li>\n<li>Assurance contre la gr\u00eale<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-3\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-3\">Assurances techniques<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-3\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurance des machines<\/li>\n<li>Assurance casco machines<\/li>\n<li>Assurance montage<\/li>\n<li>Assurance des travaux de construction<\/li>\n<li>Assurance responsabilit\u00e9 civile du ma\u00eetre de l\u2019ouvrage<\/li>\n<li>Assurance des ordinateurs<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-4\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-4\">Assurances transport<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-4\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurance des transports de marchandises<\/li>\n<li>Assurance des bagages<\/li>\n<li>Assurance exposition<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-5\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-5\">Assurances de patrimoine<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-5\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurance de la Responsabilit\u00e9 civile priv\u00e9e<\/li>\n<li>Assurance de la Responsabilit\u00e9 civile d\u2019entreprises<\/li>\n<li>Assurance de la Protection juridique priv\u00e9e<\/li>\n<li>Assurance de la Protection juridique d\u2019entreprises<\/li>\n<li>Assurance cr\u00e9dit<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-6\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-6\">Assurances des v\u00e9hicules<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-6\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurance Responsabilit\u00e9 civile<\/li>\n<li>des v\u00e9hicules \u00e0 moteur<\/li>\n<li>Assurance casco complet<\/li>\n<li>Assurance casco-partiel<\/li>\n<li>Assurance faute grave<\/li>\n<li>Assurance de la protection juridique circulation<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\"  >    <div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Tout} \"  >        <p data-fake-id=\"#toggle-id-7\" class=\"toggler \"  itemprop=\"headline\"    role=\"tab\" tabindex=\"0\" aria-controls=\"toggle-id-7\">Autres<span class=\"toggle_icon\" >        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-7\" class=\"toggle_wrap \"   >            <div class=\"toggle_content invers-color \"  itemprop=\"text\"   ><ul>\n<li>Assurance cautionnement<\/li>\n<li>Assurance garantie de loyer<\/li>\n<li>Assurance du terrorisme<\/li>\n<li>Assurance voyage<\/li>\n<li>Assurance des animaux<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-330","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages\/330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=330"}],"version-history":[{"count":7,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages\/330\/revisions"}],"predecessor-version":[{"id":719,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages\/330\/revisions\/719"}],"wp:attachment":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}