{"id":264,"date":"2014-05-14T10:41:41","date_gmt":"2014-05-14T09:41:41","guid":{"rendered":"http:\/\/maximumvalue.ch\/new\/?page_id=264"},"modified":"2014-06-20T15:36:15","modified_gmt":"2014-06-20T14:36:15","slug":"retirement","status":"publish","type":"page","link":"https:\/\/www.maximumvalue.ch\/?page_id=264","title":{"rendered":"Pr\u00e9voyance"},"content":{"rendered":"<div class=\"flex_column av_two_third  flex_column_div first  avia-builder-el-0  el_before_av_one_third  avia-builder-el-first  \" ><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Nous r\u00e9pondons \u00e0 vos interrogations qu\u2019il s\u2019agisse d\u2019une pr\u00e9-retraite, de rentes de la part de l\u2019AVS ou de votre caisse de retraite. Nous vous facilitons le choix entre capital une rente, en simulant les cons\u00e9quences fiscales d\u2019un choix ou de l\u2019autre et en envisageant le placement de votre argent si vous prenez le capital.<\/p>\n<p>Nous analysons vos couvertures d&rsquo;assurances sociales (1er, 2\u00e8me, 3\u00e8me piliers) et les risques associ\u00e9s en vous offrant des solutions comparatives aupr\u00e8s des meilleures compagnies suisses.<\/p>\n<\/div><\/section><\/div>\n<div class=\"flex_column av_one_third  flex_column_div   avia-builder-el-2  el_after_av_two_third  el_before_av_icon_box  \" ><div  class='avia-image-container  av-styling-    avia-builder-el-3  avia-builder-el-no-sibling  avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img decoding=\"async\" width=\"180\" height=\"180\" class='wp-image-53 avia-img-lazy-loading-not-53 avia_image' src=\"http:\/\/maximumvalue.ch\/new\/wp-content\/uploads\/2014\/05\/stockvault-jet-in-flight116517-180x180.jpg\" alt='' title='SONY DSC'   itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-jet-in-flight116517-180x180.jpg 180w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-jet-in-flight116517-80x80.jpg 80w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-jet-in-flight116517-36x36.jpg 36w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-jet-in-flight116517-120x120.jpg 120w, https:\/\/www.maximumvalue.ch\/wp-content\/uploads\/2014\/05\/stockvault-jet-in-flight116517-450x450.jpg 450w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<article  class=\"iconbox iconbox_left    avia-builder-el-4  el_after_av_one_third  el_before_av_textblock  \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue8b8' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Caisses de pension<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p>Les nouvelles dispositions l\u00e9gales et ordonnances en mati\u00e8re de pr\u00e9voyance professionnelle sont entr\u00e9es en vigueur en 2012. Nous vous montrons comment optimiser votre formule selon ces nouvelles contraintes.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p><strong>Le principe des trois piliers<\/strong><\/p>\n<p>En Suisse, le principe des trois piliers couvre les risques de vieillesse, de d\u00e9c\u00e8s, d&rsquo;invalidit\u00e9, d&rsquo;accident, de maladie et de ch\u00f4mage.<\/p>\n<p>Ils sont:<\/p>\n<p><em>1er pilier:<\/em> la pr\u00e9voyance \u00e9tatique<\/p>\n<p><em>2\u00e8me pilier:<\/em> la pr\u00e9voyance professionnelle<\/p>\n<p><em>3\u00e8me pilier:<\/em> la pr\u00e9voyance individuelle facultative.<\/p>\n<p>La pr\u00e9voyance individuelle est divis\u00e9e en deux cat\u00e9gories:<\/p>\n<p>&#8211; le pilier 3a en tant que pr\u00e9voyance li\u00e9e<\/p>\n<p>&#8211; le pilier 3b en tant que pr\u00e9voyance libre.<\/p>\n<p>Les 1er et 2e piliers sont obligatoires et couvrent en moyenne environ 60% du revenu. L&rsquo;importance du 3e pilier, la pr\u00e9voyance individuelle, r\u00e9side dans le maintien du niveau de vie habituel. Ce dernier pilier est encourag\u00e9 par l&rsquo;Etat et les cantons au travers d&rsquo;avantages fiscaux.<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-264","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages\/264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=264"}],"version-history":[{"count":7,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages\/264\/revisions"}],"predecessor-version":[{"id":634,"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=\/wp\/v2\/pages\/264\/revisions\/634"}],"wp:attachment":[{"href":"https:\/\/www.maximumvalue.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}